FREQUENTLY ASKED QUESTIONS

It's understandable that you would have questions so we grouped them all together here.

Which brands do you offer?

Every make and model

How do you get better deals?

Through our vast network and years in the car business we have access to wholesale prices.

Where do I take my car for service?

You can service your new car at any dealership in the USA territory

Does the warranty still apply if purchased through Stellar Auto Sourcing?

Yes it does. You get your car directly from a licensed dealership of the specific brand 

What are my responsibilities for vehicle insurance?

You are required to have full coverage insurance on your leased vehicle for the life of the lease. You or your insurance representative have to submit "the binder" and the insurance card on the new car in order to complete the lease agreement. We can assist you through this process.

How do I get license plates?

Your new car will be delivered under temporary plates, which are valid until you receive your permanent plates from DMV via mail. When you take delivery of your vehicle, the dealer handles the necessary steps in supplying you with your first set of license plates. In subsequent years you will be notified by Stellar Auto Sourcing or the Department of Motor Vehicles about renewal procedures.

Would having financial issues and low credit score prevent me from leasing a car?

Absolutely not. The banks we submit your credit check application to would determine whether you are approved or not as well as your tier level. In case you don't qualify for top tier level, your monthly rate would go up accordingly. Under certain circumstances (bankruptcy, investigation) obtaining bank approval would be very problematic. We, at Circle Auto Leasing have close working relationships with various financial institutions and would do our absolute best in helping you obtain bank approval for a lease engagement.

How long does the leasing processing take?

Theoretically, the car you zeroed in on can be in your position on the same day as your credit check application approval and the completion of your contract paperwork. In order to achieve that, the car has to be in the inventory and be available for delivery. It can take a few business days if the car has to be swapped from another dealership and 5-8 weeks if the car has to be pre-ordered and built for you. In case of unusually high demand and long back order list, the wait period can be even longer.

How does the delivery of my new car work?

Generally, delivery of your new car is arranged by Stellar Auto Sourcing through a dealership in your area. After the quote and the terms of the lease are confirmed and agreed upon by all parties, the contract paperwork is completed. Local delivery and pickup of your car is usually done in store. In other instances, it can be arranged for the car to be delivered right to your door step. The transportation fee for long distance (outside of North-East area) deliveries would vary and could be paid up-front or incorporated in the monthly payments, for your convenience.

Can Stellar Auto Sourcing build my new car from scratch and factory order it?

Yes, by utilizing our extensive dealer network, we can order any vehicle directly from the factory built to your exact specifications. Quite often, factory-ordering your vehicle is the least expensive method of acquisition, but usually takes 8 to 12 weeks or even longer.

Why buy from Stellar Auto Sourcing?

With over 15 years of experience in the car business, Stellar Auto Sourcing is working endlessly on putting our customers in the cars of their dreams.
Stellar offers complete, "one stop shop" service defying traditional wisdom requiring clients to go through an extremely time consuming, aggravating, tedious and frustrating process of driving from dealership to dealership, finally finding and settling on a certain car, and last but not least, negotiating the price and the terms of the contract! It sounds too good to be true, but Stellar Auto Sourcing does all of that for you, hassle free for less! 

We are dedicated to working with the client on not only finding the most optimal make and model but also the best possible deal.

We listen to your needs, take into consideration the interests, habits, tendencies, attitude, mentality. We determine exactly what you are looking for in the car, what you expect from the car as far as performance, what you need from a lease or a purchase contract. 

 It's a whole new ball game when it comes to pricing and rates. Due to the fact that dealerships hold massive inventories, have staggering overhead, maintain huge facilities and payroll, they, by definition, cannot offer the same rates as we can! Stellar Auto Sourcing works directly with the select dealer's fleet department, creating liquidity for them, letting us offer you special rates, which clients normally cannot get when they walk into the dealership. In addition to the "consumer cash" allowances, which are advertised to the public, there are often "dealer cash" allowances that are not advertised - you would NEVER hear of them at the dealership. As "fleet" brokers, Stellar Auto Sourcing can secure these incentives for the benefit of our clients. Plain and simple, on the dealership floor you would never be offered the price we are giving you here, hassle free! 

Moreover, dealers are constantly under constraints to "move" certain cars at a certain price point; it's in their intentions to keep you in the dark on current promos and cash allowances; they try to offer you extra services and accessories you don't really need in order to make their commission, which rarely works in your best interests. To the contrary, we get a flat fee on a deal, regardless of the price of the car, basically for getting cars in volumes, creating a tremendous increase in aggregate demand for car makers.

Our prerogative is to make the clients happy! We are striving for excellence in offering absolute lowest rates, best possible deals on any car make and model. Stellar Auto Sourcing excels in providing top notch, 21st century customer service and satisfaction, relying upon our expertise, professionalism, integrity, passion and sense of purpose! With Stellar Auto Sourcing it's not a one and done deal - we intend on building a relationship with clients, a friendship to last a life time!